Whatever your budget we can help make owning your new car affordable. We are experts in offering car finance to customers across the UK. If you have had trouble getting a used car elsewhere then give us a call to see if we can help, we have flexible finance deals to suit all budgets.
Jeff White Motors work very closely with the following finance providers to offer you a range of used car finance benefits:
We do not charge for our broker related services. We are a commission and fee based organisation which means that we may receive a payment or other benefits from finance providers should you decide to enter into agreement with us. These fees may be variable or pre-set dependent on the product and the volume that we place with the chosen supplier. Please feel free to ask for an exact amount.
Hire purchase is a simple, straightforward way to spread the cost of buying a new car. It's fixed rate finance - with a fixed monthly payment.
The deposit you pay is flexible - typically between 0-50% of the vehicle cost. The remaining balance, plus fixed interest, is repaid in equal instalments over an agreed period (12-60 months).
Why Consider Hire Purchase?
Control - you decide the deposit, you decide the term
Fixed monthly payment - perfect for budgeting
Flexibility - doesn't compromise your other lines of credit
Assets - you gain vehicle ownership
Tax benefits - Tax allowances for business users
Personal Contract Purchase is highly attractive and increasingly popular. It combines low, fixed monthly payments with exceptional flexibility at the end of the agreement.
Your car's guaranteed future value is calculated (based on agreed mileage and age) and becomes deferred as a final payment (balloon).
PCP is ideal if you're opting out of a company car scheme. You use your company car allowance to fund your PCP monthly payments without paying company car tax. Either:
Part-exchange the vehicle for another
Sell the vehicle privately (settling the balloon)